Wherever it is that you call home, whether a sprawling estate in the country, a quiet suburban house, or a bustling downtown condo, Modern Insurance can help you find the right Minnesota home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, Modern Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, Modern Insurance can help you pick the Minnesota renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. Modern Insurance offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, Modern Insurance can help with your Minnesota boat insurance needs. Contact us today to find out how we can help you.

If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. Modern Insurance can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your Minnesota motorcycle insurance options.

Let Modern Insurance review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, Modern Insurance can help you ensure that you're insured.

Modern Insurance partners with many insurance companies that offer complete Minnesota condo insurance. Contact us today to find out how we can help you.

Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, Modern Insurance can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

Modern Insurance has helped many Minnesota RV owners with their insurance needs. Contact us today to find out how we can help you too.

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

Modern Insurance works with insurance companies that offer insurance packages specifically for Minnesota landlords. Contact us today to find out more.

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

Modern Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaluate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Insurance for classic cars is a bit more involved than the average auto insurance policy, but Modern Insurance can help you find the right balance between coverage and your budget.

Whether you're restoring an antique or just purchased a classic car, you'll want to protect your investment.

Modern Insurance works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

Modern Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our professional agents have the expertise to help you decide if you should consider earthquake insurance.

Modern Insurance works with many insurance companies that offer additional Minnesota earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.

From ATVs to golf carts to snowmobiles - whatever you drive for some off-road fun, we can help you insure it.

Modern Insurance works with many insurance companies that offer a range of discounts that you may qualify for.

We take pride in offering professional customer service for all our Minnesota customers. We're committed to offering choices for all insurance needs and budgets. Contact us today to find out more.