Modern Insurance Services Blog
All You Ever Wanted to Know About Insurance
Tips for selecting a home fire extinguisher
Monday, November 6, 2017
According to the National Fire Protection Association (NFPA) 358,500 home structure fires occurred from 2011 through 2015. On average, these fires caused: 2,510 civilian deaths;12,300 civilian injuries; and$6.7 billion...
Why you should ALWAYS use an independent insurance agent
Tuesday, October 31, 2017
There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in-person. Ultimately, you will obtain insurance directly from an insurance company or through a licensed...
Make your house a haven for trick-or-treaters
Tuesday, October 31, 2017
Halloween is one of the fall season’s most treasured holidays. Kids love to dress up, get together with friends, and go door-to-door in search of the biggest and best goodies. If your neighborhood tends to be teeming...
Fall, Football.... and deer collisions!
Monday, October 23, 2017
Deer-related collisions in the Midwest have been on the rise, particularly in the northern states. Regardless of location, most happen in the month of November, with October and December ranking second and third. The...
Tips to Help Prevent Carbon Monoxide Poisoning
Wednesday, October 11, 2017
CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and...
Do You Need Umbrella Insurance?
Friday, October 6, 2017
One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...
Three Ways a Pool May Affect Your Homeowners Insurance
Friday, September 8, 2017
That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...
Easy to Forget Cleaning Projects
Friday, August 4, 2017
As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...
Heavy Rain? Be on the Lookout for Heavy Damage
Friday, July 7, 2017
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...
Want a Safer Home? Consider these Inexpensive Fixes
Friday, June 2, 2017
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...