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Modern Insurance Services Blog

All You Ever Wanted to Know About Insurance

Why today's homes burn faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Tree Maintenance and Care

The trees in your yard can enhance your property, provide shade and offer abundant environmental benefits. However, trees can also pose a safety hazard to your family and your home if they are not properly inspected and...

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Snowbirds: Winterize Your Home While You're Away

If you are a snowbird heading south for the winter, there are several key things you can do to help protect your vacant home. Taking these steps can help protect your home from theft, water damage, heating or electrical...

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Happy New (Insurance) Year!

Consider the New Year an opportunity to re-evaluate your insurance needs to decide whether to renew, change, or purchase new policies. Ask yourself these questions to help make sure you are properly protected: Do you...

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Think Safety First When Turning Up the Heat

Whether to avoid high utility bills, return to simpler times or for ambiance, a growing number of people from are turning to wood-burning stoves and fireplaces to supplement or replace electrical heating systems. But...

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Tips for selecting a home fire extinguisher

According to the National Fire Protection Association (NFPA) 358,500 home structure fires occurred from 2011 through 2015. On average, these fires caused: 2,510 civilian deaths;12,300 civilian injuries; and$6.7 billion...

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Why you should ALWAYS use an independent insurance agent

There are many ways to purchase an insurance policy these days, whether it be online, over the phone, or in-person. Ultimately, you will obtain insurance directly from an insurance company or through a licensed...

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Tips to Help Prevent Carbon Monoxide Poisoning

CO is a colorless, odorless gas produced by the incomplete burning of any carbon-containing material, including gasoline, natural gas, propane, coal or wood. CO is dangerous because it replaces oxygen in the blood and...

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When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

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